Tool
Option sorter
Compared
Pick your main goal and how much equity you think you have. The sorter lists the refinance options that match and links to each. Nothing is preselected or stored, and it is not a government tool.
Last reviewed against the primary sources listed below.
Countryside Refi Compare · https://usdahomerefinance.loan/refi-option-sorter.html · General education only; nothing you entered was stored.
How to read your result
The result lists the refinance options that fit your goal and equity answer, with the main tradeoff of each.
- Options: refinance types to ask about.
- Tradeoff: what each requires.
- Guide: where to read more.
What to do next
Ask a USDA-approved lender which of these options it offers.
Only a starting point
Approved lenders confirm what is available under USDA and other program rules.
Option questions
Why ask about equity?
Leaving USDA usually works better with more equity.