Every refinance option for a USDA home loan, compared
USDA refinance after a life change
Compared
When a borrower dies or leaves through divorce, the remaining owner may need to refinance or assume the loan. Household income limits still apply. Contact the servicer early with the relevant documents.
Last reviewed against the primary sources listed below.
Have ready
- Death certificate or decree.
- Household income records.
Option questions
Can I keep a USDA loan after divorce?
You may refinance or assume it.
Do income limits apply?
Yes, household income limits still apply.